Gift Planning

Goals & Gifts

Whether you want to eliminate taxes or benefit from an increased income stream, there is a gift to fit every objective. And no matter how or what you give, rest assured that you will be helping a cause close to your heart.

The following chart details a gift vehicle for every goal. After determining the gift that is right for you, meet with your financial advisor or Chapman Partnership to begin implementing your wishes. Please contact Holly Woodbury at 305.329.3066 or plannedgiving@chapmanpartnership.org for more information.

Your Goal	Your Gift	How to Make the Gift	Your Benefits
Make a quick and easy gift	Outright gift	Donate cash, securities or personal property	Income tax deduction; elimination of any capital gains tax
Make a revocable gift during your lifetime	Living trust	Name us beneficiary of assets in a living trust	Control of trust for lifetime; possible estate tax savings
Defer a gift until after your lifetime	Bequest in will	Name us in your will	A donation exempt from federal estate taxes
Make a large gift with little cost to yourself	Life insurance gift	Transfer ownership of an existing policy or purchase a new policy in our name	Current income tax deduction; possible future deductions
Make a generous gift without impacting your current financial status	Life insurance death benefits gift	Designate us as the beneficiary of an existing or new policy	Retain control over rights to the policy; future estate tax charitable deduction
Eliminate the twofold taxation on retirement plan assets	Retirement plan gift	Name us as beneficiary of the remainder of the assets after your lifetime	Avoidance of heavily taxed gift to heirs, allowing other, less costly gifts, to heirs
Eliminate capital gains tax on the sale of a home or other real estate	Real estate gift	Donate the property to us, or sell it to us at a bargain price	Immediate income tax deduction and avoidance of capital gains tax
Give your personal residence or farm, but continue to live there	Retained life estate	Designate the ownership of your home to us, but retain occupancy	Charitable income tax deduction and lifetime use of home
Secure a fixed and often increased income	Charitable remainder annuity trust	Create a charitable trust that pays you a set income annually	Immediate income tax deduction and fixed income for life
Create a hedge against inflation over the long term	Charitable remainder unitrust	Create a trust that pays a percentage of the trust’s assets, valued annually	Immediate income tax deduction, annual income for life that has potential to increase
Supplement income with fixed annual payments	Charitable gift annuity	Enter a contract with us, in which we’ll pay you fixed payments annually	Current and future savings on income taxes; fixed payments for life
Reduce gift and estate taxes on assets passing to heirs	Charitable lead trust	Create a trust that pays a fixed or variable income to us for a set term, and then passes to heirs	Reduced size of taxable estate; keeps property in family, often with reduced gift taxes

The information on this website is not intended as legal or tax advice. For legal or tax advice, please consult an attorney. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income taxes apply to federal taxes only. State income/estate taxes or state law may impact your results.

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