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| Steve and Amy Curnow with Jory and Tyler |
I wanted to make a future gift to the Orchestra to ensure that my children and their families will have the opportunity to enjoy the Orchestra as much as I have.
Minnesota Orchestra Laureate Society member Steve Curnow recalls his first experience hearing the Minnesota Orchestra: "I was on an elementary school field trip and remembered being upset that my teacher forgot to put chocolate milk in my lunch bagbut then I heard the Orchestra and was so awestruck I forgot all about the chocolate milk."
Steve, now in his 30s, remains a huge fan of the Orchestra today. While he and his wife, Amy, were awaiting the birth of their second child, Steve began to reflect on his legacy and estate plans. Steve always knew the Orchestra would be a part of them.
To fulfill his desire to secure the future for both his young family and the Orchestra, Steve utilized life insurance in his estate planning. Life insurance is one way young donors can leverage a significant future gift to charity with a modest current investment. In addition, Steve liked the fact that his current assets would be preserved for the benefit of his family.
Steve explains that his gift to the Orchestra goes beyond merely helping an organization he loves: "I wanted to show my children by example that we should give back to the things we believe in, and with my gift to the Orchestra, they will know how important I felt this organization has been to me. It's something my parents instilled in me, and I want to pass this belief on to my own children."
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The information on this website is not intended as legal or tax advice. For legal or tax advice, please consult an attorney. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income taxes apply to federal taxes only. State income/estate taxes or state law may impact your results.


